Cochranetown

Welcome to CochraneTown. You can visit for your daily dose of non-important material. Basically a spot for me to throw down some of my daily events and interests. Come back any time and let your comments be seen.

Monday, December 12, 2005


So what is the deal with car insurance.......There's a round table of white haired dudes sitting around the table thinking that they don't have enough money?? Take for instance, a 24 year old male driver with no prior convictions or claims. Lets say he drives a 2000 Neon. What a real HOT ROD people. Ok, so lets charge this individual $340/month to drive this car.....Added on top of his $300/month car payment, and probably $150/month on gas sice those greedy fucks don't have enough money.....Ok so lets do the math on this one.......It costs this individual $790 a month to drive his car......$790 A MONTH!!!! That's $9480 A YEAR!!!!!! This doesn't even include maintenance on the vehicle..........OK, so next this individual turns 25......KAZAAAAMM!!!!!!! Instantly a magician!!!!! Son, as a birthday gift to you....we here at the TD INSURANCE COMPANY have decided to reward you with a birthday gift........We'll cut your rate down to $186/month........I know your thinking, thats a good birthday gift and so did this individual........So now, after shopping around and getting more quotes to see if I can maybe save some money......oops.....to see if this individual can save some money he is quoted by another insurance company of a $106/month premium!!!!! CRIPES!!!!!!! How can this be??? This large banking corporation who has plenty of money to burn is charging this individual almost double what the competitor has quoted..........Is this industry struggling??? Are there that many accidents that a driver with a pro rating has to pay through the mouth to drive his car??? I don't think so. I don't know the real stats, but the ratio of good drivers can not be outweighed by the bad. We should be rewarded with lower rates so that the bad drivers are the ones that are scared away from driving by paying through their balls to drive......If they can't afford to drive....They don't.....its that simple.............Shop around for insurance folks, you may have a surprise waiting for you!!